Travelling should be fun and have you cleared of your worries of skyrocketing costs. The best solution is one that does not prohibit you from enjoying your vacation, business trip, or moving from one country to another in general. Credit cards that offer air miles can be a great benefit especially if you try and earn more miles than you do spending. The result are flight upgrades, even going so far as being free and many other special privileges.
Citibank PremierMiles Card
Citibank’s PremierMiles works best when you are overseas, as foreign currency spending can go as low* as HKD 3 equal to 1 mile which is worth 12 points, compared to 1 mile for every HKD 8 spent locally.
*Eligible transactions (both local and overseas) have to a minimum transaction of HKD 20,000 or above in a statement cycle. If transactions fall below HKD 20,000 they can still earn 12 points (1 mile) per HKD 4 (or equivalent currency) for all overseas and online foreign currency transactions.
DBS Black Card
Similar to the Citibank PremierMiles card, when you use this card locally, it lets you earn 1 air mile for every HKD 6 and if you work overseas, you get 1 air mile for every HKD 4 spent.
Registered Asia Miles members can redeem using their points from their Black mastercard rewards such as flight tickets, class upgrades, as well as lifestyle awards such as dining packages, electronic goods, hotel stays, and many more. For each redemption for the rewards must be a minimum of 1,000 Asia Miles Point or its multiples.
HSBC Credit Cards
There are multiple HSBC credit cards that you can choose from to earn air miles. Once you have selected your preferred card for their mileage programme, you can now convert 1 RewardCash for 15 air miles. Although you only earn 1 RC for every HKD 250 spent, you can select a category in spending where that activity is the most often you do or visit. You get 5x Reward Cash for the chosen category you picked and double extra rewards cash under their Red Hot Friday program.
Standard Chartered WorldMiles Credit Card
The SC WorldMiles offers 1 mile worth 15 points for every HKD 4 spent for overseas retail spending and HKD 6 spent on local retailers. The very generous welcome offer they have lets you earn 1 air mile for every HKD 1 spent, but you would have to at spend HKD 128,000 in the first two months first. What makes it more convenient is that all your miles will be automatically credited into your Asia Miles member account with no mileage conversion fee!
BEA Flyer World MasterCard
With an almost 1:1 ratio of 1 mile equal to every HKD 1.5 spent, you can also earn 48,000 bonus points which is equivalent to 6,000 miles. The caveat is you have to spend HKD 9,000 or more in two months from the date of card issuance, and this offer is only for newly registered customers.
The BEA Mileage Reward Program includes Asia Mile, where 1 Asia Mile is equal to 8 bonus points. The minimum bonus points required per conversion is 40,000, which will then give you 5,000 Asia Miles points with rewards similar to previously mentioned in the DBS Black Card.
BoCom CUP Dual Currency Diamond Card
The Bank of Communications Diamond card works in both Hong Kong and Mainland China. A conversion rate of HKD/CNY 6 that’s equal to 12 bonus points in exchange for 1 mile, you can get twice the bonus points for spending HK 300 and above at merchants in categories such as “Hotels” and “F&B” in China.
An exclusive to Diamond cardholders, they can also receive complimentary access up to 3 times to the Plaza Premium Lounge in Hong Kong and Macau International Airport through reservation in the UnionPay reserving website.