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Top 10 Cash Back Credit Cards in Hong Kong

Best Cash Back Credit Cards in Hong Kong 2017

We all want something in return right? Especially for the most part, when you spend, whether it be for dining, entertainment, or expenses. Wouldn’t it be nice to have a rewards program your credit card company can offer or better yet, give a portion of your cash back when you spend? Luckily, most of it is true as credit card companies offer cash backs at a certain rate depending on the amount you spend.

Below is a summary of credit cards and the corresponding cash back rates they offer.

Credit Card Cash Back Offer
Standard Chartered MANHATTAN id Credit Card 0.5% Cash rebate on all spending
Standard Chartered MANHATTAN Platinum Credit Card 0.5% Cash rebate on all spending
Standard Chartered Visa Platinum/Platinum Master Card 2% Cash rebate when spending more than HK$4,000 at designated merchants
Standard Chartered 360° Rewards 1% Cashback for every HK$1 spent
Citibank PremierMiles Card 1% Rebate on local spending

2% Rebate on overseas spending

Hang Seng Platinum Card HK$250 = HK$1 Cash Rebate on all spending
Hang Seng Visa/MasterCard HK$250 = HK$1 Cash Rebate on all spending
Hang Seng CUP Platinum Card HK$200 = HK$1 Cash Rebate on all spending
BEA JCB Platinum Card HK$250 = 1HK$1 Cash Rebate
DBS Platinum Credit Card HK$250 = 1 HK$ Cash Rebate

 

  1. SC MANHATTAN id Credit Card

Benefits:

  • 5% cash rebate on all spending
  • HK$1 = 1 Bonus Point
  • Octopus automatic add value service
  • 2 movie vouchers for every annual spending of HK$150,000 or more
  • Free upgrade at Starbucks throughout the year
  1. SC MANHATTAN Platinum Credit Card

Benefits:

  • 5% cash rebate on all spending
  • Up to 5% Cash rebate with outstanding balance above HK$50,000
  • Octopus automatic add value service
  • 50% rebate at all cinemas in town
  • Redeemable music live show tickets with bonus points
  • Permanent annual fee waiver (up to three supplementary cards)
  1. SC Visa Platinum/Platinum Master Card

Benefits:

  • 2% Cash rebate for transactions above $4,000 at designated merchants
  • 2X 360° rewards beyond HK$4,000
  • 360°Rewards points automatically redeemed for HK$100 PARK SHOP Gift Coupon for every quarter.
  • Permanent annual fee waiver (up to three supplementary cards)
  1. SC 360 Rewards

Benefits:

  • 1% cashback for every HK$1 spent
  • Interest-free repayment period up to 56 days
  • Permanent annual fee waiver (up to three supplementary cards)
  1. Citibank PremierMiles Card

Benefits:

  • 1% Rebate local spending
  • 2% Rebate Overseas spending
  • Annual Fee Waiver for spending HK$100,000 every year
  • Free travel insurance
  • Complimentary access to Hong Kong International Airport Plaza Premium (four times a year)
  1. DBS Platinum Credit Card

Benefits:

  • HK$250= 1 HK$ Cash Rebate
  • Interest-free installment loan of up to 24 months
  • 3X cash reward on local dining
  • Up to 20% off on movie tickets
  1. Hang Seng Platinum Card

Benefits:

  • HK$250 = HK$1 Cash Rebate on all transactions
  • 2x Cash dollars for spending at Caltex gasoline
  • Hotel Dining Privileges
  • Merchant Dollars Rewards
  • Interest-free instalment up to 24 months
  • Cash rebate on gasoline at Caltex
  • HK$0.9/L Cash Rebate on gasoline
  1. Hang Seng Visa/MasterCard

Benefits:

  • HK$250 = HK$1 Cash Rebate on all transactions
  • Up to 50% year-round discounts at over 4,500 merchant outlets
  • Merchant Dollars Rewards at 4,500 selected merchants
  • Merchant interest-free installment offers up to 24 months at designated merchants
  • Octopus automatic add value service
  1. Hang Seng CUP Platinum Card

Benefits:

  • HK$200 = HK$1 Cash Rebate on all transactions
  • 5x Cash Dollar for spending in Mainland China
  • 3x Cash Dollar for overseas Spending
  • Merchant Dollars Rewards at 4,500 selected merchants
  • Up to 70% off at 4,600 merchant outlets
  1. BEA JCB Platinum Card

Benefits:

  • HK$250 in retail spending = HK$1 cash rebate
  • Year-round dining offers
  • 8 Bonus Points = 1 Asia Mile
  • Fee waived for two years
  • JCB airport lounge service

Conclusion: Cash back credit cards are kings of return

You may have noticed that not only do you get a portion of cash returned to you, you are also eligible for rewards and points that can be redeemed for use such as free travelling and discounts in designated retail stores. Finding the right credit card will reap you many benefits, so pick wisely!

What did you think of our suggested list? Do you have anything more to add that we missed? Let us know in the comment section below.

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